<?xml version="1.0" encoding="utf-8"?><!DOCTYPE Zthes SYSTEM "http://zthes.z3950.org/schema/zthes-1.0.dtd">  <Zthes><term><termId>440</termId><termName>FINANZAS</termName><termType>PT</termType><termLanguage>es</termLanguage><termVocabulary>Vocabulario de la Biblioteca Central de la FFyL</termVocabulary>	<termStatus>active</termStatus>	<termApproval>approved</termApproval>	<termSortkey>FINANZAS</termSortkey><termNote label="Source"><![CDATA[ Tesauro de la UNESCO; 1984<br> ]]></termNote><termCreatedDate>2008-05-02 07:19:45</termCreatedDate><termModifiedDate>2009-08-03 16:13:17</termModifiedDate><relation><relationType>BT</relationType><termId>6297</termId><termName>FINANZAS Y COMERCIO</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>56</termId><termName>AHORROS</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>4059</termId><termName>FINANCIAMIENTO</termName><termType>PT</termType></relation></term>  </Zthes>