<?xml version="1.0" encoding="utf-8"?><!DOCTYPE Zthes SYSTEM "http://zthes.z3950.org/schema/zthes-1.0.dtd">  <Zthes><term><termId>56</termId><termName>AHORROS</termName><termType>PT</termType><termLanguage>es</termLanguage><termVocabulary>Vocabulario de la Biblioteca Central de la FFyL</termVocabulary>	<termStatus>active</termStatus>	<termApproval>approved</termApproval>	<termSortkey>AHORROS</termSortkey><termNote label="Source"><![CDATA[ Tesauro de la UNESCO; 1984 ]]></termNote><termCreatedDate>2008-05-02 07:07:58</termCreatedDate><relation><relationType>BT</relationType><termId>440</termId><termName>FINANZAS</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>244</termId><termName>ATESORAMIENTO</termName><termType>PT</termType></relation><relation><relationType>RT</relationType><termId>331</termId><termName>CAJAS DE AHORRO</termName><termType>PT</termType></relation></term>  </Zthes>