<?xml version="1.0" encoding="utf-8"?><!DOCTYPE Zthes SYSTEM "http://zthes.z3950.org/schema/zthes-1.0.dtd">  <Zthes><term><termId>1288</termId><termName>TASA DE AHORRO</termName><termType>PT</termType><termLanguage>es</termLanguage><termVocabulary>Vocabulario Latinoamericano de Ciencias Sociales</termVocabulary>	<termStatus>active</termStatus>	<termApproval>approved</termApproval>	<termSortkey>TASA DE AHORRO</termSortkey><termNote label="Scope"><![CDATA[ PROPORCION DE INGRESOS AHORRADOS. PARA AHORROS PERSONALES ]]></termNote><termCreatedDate>2012-03-26 21:57:00</termCreatedDate><relation><relationType>BT</relationType><termId>3599</termId><termName>AHORROS</termName><termType>PT</termType></relation><relation><relationType>BT</relationType><termId>5400</termId><termName>MONEDAS; FINANCIAMIENTO</termName><termType>PT</termType></relation><relation><relationType>RT</relationType><termId>999</termId><termName>INGRESO</termName><termType>PT</termType></relation><relation><relationType>RT</relationType><termId>3220</termId><termName>DISPONIBILIDADES MONETARIAS</termName><termType>PT</termType></relation></term>  </Zthes>