<?xml version="1.0" encoding="utf-8"?><!DOCTYPE Zthes SYSTEM "http://zthes.z3950.org/schema/zthes-1.0.dtd">  <Zthes><term><termId>3543</termId><termName>PRESTAMOS</termName><termType>PT</termType><termLanguage>es</termLanguage><termVocabulary>Vocabulario Latinoamericano de Ciencias Sociales</termVocabulary>	<termStatus>active</termStatus>	<termApproval>approved</termApproval>	<termSortkey>PRESTAMOS</termSortkey><termCreatedDate>2012-03-26 21:57:23</termCreatedDate><relation><relationType>BT</relationType><termId>62</termId><termName>CONDICIONES FINANCIERAS</termName><termType>PT</termType></relation><relation><relationType>BT</relationType><termId>5400</termId><termName>MONEDAS; FINANCIAMIENTO</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>2044</termId><termName>PRESTAMOS PARA ESTUDIOS</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>3632</termId><termName>PRESTAMOS INTERNACIONALES</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>3534</termId><termName>PRESTAMOS BANCARIOS</termName><termType>PT</termType></relation><relation><relationType>RT</relationType><termId>2176</termId><termName>CREDITO</termName><termType>PT</termType></relation><relation><relationType>RT</relationType><termId>3479</termId><termName>DEUDA</termName><termType>PT</termType></relation><relation><relationType>RT</relationType><termId>3484</termId><termName>EMPRESTITOS</termName><termType>PT</termType></relation><relation><relationType>RT</relationType><termId>3542</termId><termName>HIPOTECAS</termName><termType>PT</termType></relation></term>  </Zthes>