<?xml version="1.0" encoding="utf-8"?><!DOCTYPE Zthes SYSTEM "http://zthes.z3950.org/schema/zthes-1.0.dtd">  <Zthes><term><termId>3570</termId><termName>GARANTIAS DE LAS INVERSIONES</termName><termType>PT</termType><termLanguage>es</termLanguage><termVocabulary>Vocabulario Latinoamericano de Ciencias Sociales</termVocabulary>	<termStatus>active</termStatus>	<termApproval>approved</termApproval>	<termSortkey>GARANTIAS DE LAS INVERSIONES</termSortkey><termCreatedDate>2012-03-26 21:57:23</termCreatedDate><relation><relationType>BT</relationType><termId>5400</termId><termName>MONEDAS; FINANCIAMIENTO</termName><termType>PT</termType></relation><relation><relationType>RT</relationType><termId>1025</termId><termName>SEGUROS</termName><termType>PT</termType></relation><relation><relationType>RT</relationType><termId>3590</termId><termName>INVERSIONES</termName><termType>PT</termType></relation></term>  </Zthes>